Commercial Property Insurance
Commercial Property policies are designed to offer specialist protection for landlords letting out buildings to third parties for either commercial or residential use.
We will work closely with you to assess the risks you face and ensure the covers in force are not only correct but they represent value for money, therefore the premiums passed on to your tenants are lower than the market average and this is the best way of resisting tenants’ premium challenges.
Cover for residential / commercial or mixed portfolios, providing the following covers as standard:
- Buildings
- Property owners Liability with limits of indemnity up to £10 million (higher limits can be obtained)
- Legal expenses with limits of indemnity up to £500,000
- Money
- Defective Premises Act 1954
Additional covers
- Contents
- Loss of rent either declared or as a percentage of the buildings sums insured
- Employers Liability
- Day One uplift up to 50%
Looking for a quote? Drop us an email using the form below and we will be in touch.
There’s never been a time where it has been more important to have Day One uplift, covering inflationary costs, rising material costs and helping you to stop any gap appearing between declared value and any settlement amount you receive.
We also assist Landlords in meeting their obligations by supplying a correctly drafted Certificate of Insurance, which would include details of Insurer, period of cover and a brief description of cover including details of the Sum Insured specific to the tenants, which have been used in calculating any applicable charges.
You can extend your policy to help protect your rental property against damage caused by acts of terrorism. We'll cover you up to the maximum sum insured on your policy for buildings, contents and/or loss of rental income. Acts of terrorism are defined as damage caused by someone acting on behalf of, or in connection with, any organisation which uses force or violence to overthrow or influence the UK government.
Terrorism cover is not available for properties that are located in the Channel Islands, Isle of Man or Northern Ireland as its automatically covered by the government in these parts of the UK.
We also assist Landlords in meeting their obligations by supplying a correctly drafted Certificate of Insurance, which would include details of Insurer, period of cover and a brief description of cover including details of the Sum Insured specific to the tenants, which have been used in calculating any applicable charges.
You can extend your policy to help protect your rental property against damage caused by acts of terrorism. We'll cover you up to the maximum sum insured on your policy for buildings, contents and/or loss of rental income. Acts of terrorism are defined as damage caused by someone acting on behalf of, or in connection with, any organisation which uses force or violence to overthrow or influence the UK government.
Terrorism cover is not available for properties that are located in the Channel Islands, Isle of Man or Northern Ireland as its automatically covered by the government in these parts of the UK.
