Insurance is often a contractual requirement and your business may well expose you to loss or damage to goods whilst in transit from your location to your customer's premises. We will work with you to arrange cover that meets standard trading conditions, Road Haulage Association requirements or CMR (Convention on the Contract for the International Carriage of Goods by Road) obligations. Equally important is the risk of loss or damage to inbound goods especially those purchased on an ex works basis. Cover comes in a number of formats including the following:-

Goods in Transit Insurance where the exposure is limited to the movement of goods within the United Kingdom and where you are deemed to be responsible for any losses during the transit process.

Marine Insurance normally accommodates the movement of goods overseas and would include transit by vehicle, aircraft and by ship. The extent of your exposure would be dictated by the trading circumstances that you enter into with your customers.

Stock Throughput Insurance can be a useful facility to cover stock through the whole supply chain. It can provide protection from the point of purchase from a supplier to storage at your own premises, or at third party locations, before eventual delivery to the end customer. This type of insurance provides a comprehensive one stop solution for stock and can prevent possible gaps in cover that might exist if the transit and storage risks are covered under more than one policy. It is particularly useful for companies who products go through the hands of a number of sub contractors before final production and eventual sale.