The hospitality industry is diverse. Whether it's individual or multi-location eating, drinking or hospitality premises we can provide all the cover your premises will require. Hotels can range from a few rooms to hundreds over several floors with other venues varying in size and scope. Hospitality policies usually consist of several core covers and industry-specific or optional extras. Insurers will typically include the following covers in their core hospitality policies:

  • Buildings
  • Contents
  • Employee protection
  • Business interruption
  • Business liability
  • Legal expenses
  • Hotel Proprietors Act 1963
  • Consumer Protection and Food Safety Act 1990

 

 

 

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    Optional Covers

    Optional Covers Optional Covers Core covers may be supplemented with substantial optional covers to accommodate the various members of the hospitality industry. Many of these optional covers are industry specific. These options can include but are not limited to:
    Cost of obtaining alternative accommodation for guests
    Guests' and customers' personal effects and valuables
    Full theft
    Loss of attraction
    Environmental liability
    Notifiable disease cover
    Subsidence
    Computer breakdown
    Equipment breakdown
    Employee theft
    Contractors' all risks
    Terrorism
    Liability for Door Staff (both Agency and own)
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