Retail Insurance
Like our Commercial Combined policies, Retailers are diverse and wide ranging. Whether it's Individual or limited companies with multiple premises, we can provide all the cover your organisation will require. Policies usually consist of several core covers and optional extras. Insurers will typically include the following in their core policies:
Buildings
Contents
Employee protection
Business interruption
Business liability
Legal expenses
Corporate Manslaughter Act 2007
Defective Premises Act 1972
Day One Uplift of 15% as standard on buildings contents and stock.
Looking for a quote. Drop us an email using the form below and we will be in touch.
Optional Features
Optional Covers
Core covers may be supplemented with substantial optional covers to accommodate the various members of the hospitality industry. Many of these optional covers are industry specific. These options can include but are not limited to:
Money
Goods In Transit
Environmental liability
Notifiable disease cover
Subsidence
Computer breakdown
Equipment breakdown
Employee theft
Contractors' all risks
Terrorism
Money
Goods In Transit
Environmental liability
Notifiable disease cover
Subsidence
Computer breakdown
Equipment breakdown
Employee theft
Contractors' all risks
Terrorism
Summary
We can cover over 100 retail trades with a per capita option and the addition of a second trade.
Also in line with our Commercial Combined offering it has been more important to have Day One uplift, covering inflationary costs and helping you to stop any gap appearing between declared value and any settlement amount you receive, so Day One uplift of 15% is included as standard.
We are pleased to say we can provide an immediate quotation from one of the listed 100+ trades if the risk is straightforward. Our retail policies are specifically designed to offer maximum flexibility for the modern business with quotations available immediately.
